SK & Associate — led by Tax Advocate Margesh A Shah — delivers expert ITR filing, GST compliance, business registrations, loans, and legal advisory with 13+ years of dedicated service across Gujarat.
13+ years of combined professional expertise — 3 years as an employed tax professional, followed by 10+ years building and running SK & Associate, Dehgam's most trusted tax advocacy firm.
Founded in Dehgam, SK & Associate has grown into the region's most trusted name for tax advocacy, GST compliance, financial advisory, and legal guidance. Margesh A Shah started his career as an employed tax professional in 2011 and founded SK & Associate in 2017 — combining deep field experience with entrepreneurial drive.
Today, the firm serves 700+ clients across Gujarat — from salaried individuals filing their first ITR to established businesses managing complex GST and compliance obligations. Every client receives personalised, affordable, and accurate service.
End-to-end tax, legal, and financial solutions — handled with precision and care.
13 years of consistent service, zero compromise on accuracy — here's why hundreds of Gujarati businesses and families choose SK & Associate.
From a fresh tax professional in 2011 to Dehgam's most trusted Tax Advocate — Margesh A Shah's journey is built on discipline, continuous learning, and an unwavering passion for helping clients navigate India's complex tax landscape.
Getting expert tax and legal help shouldn't be complicated. Our 4-step process makes it seamless from start to finish.
Real experiences from individuals and businesses who rely on SK & Associate every year.
Practical guidance on taxes, GST, and financial compliance — written for ordinary individuals and businesses in Gujarat.
Whether filing your first return or running a business — Margesh A Shah simplifies every step for you.
Tax Advocate · GST Practitioner · Founder, SK & Associate
Margesh A Shah began his professional career in 2011 as an employed tax assistant — building his foundation in income tax returns, TDS compliance, and business accounting under seasoned professionals. Those years of hands-on, field-level experience gave him something no classroom could: an understanding of real client problems.
In 2017, he took the bold step of founding SK & Associate in Dehgam — with a simple promise: deliver accurate, affordable, and honest tax and financial advisory to every individual and business that walks through his door. No jargon. No surprises. Just results.
Having completed his LLB in 2016, Margesh formally qualified as a Tax Advocate — enabling him to go beyond mere consultation and legally represent clients before Income Tax Officers, GST appellate authorities, and tribunals. This advocacy background distinguishes SK & Associate from ordinary tax consultants.
Today, with 700+ clients across Gujarat and a 100% compliance track record, SK & Associate stands as Dehgam's most trusted one-stop advisory for tax, GST, legal, and financial services.
End-to-end tax advocacy, GST compliance, commercial loans, and legal solutions — with education on why each service matters for your financial health.
Accurate ITR filing for individuals, salaried employees, HUFs, businesses, and corporates. All ITR forms: ITR-1 through ITR-7. Maximum deductions, full legal compliance guaranteed.
ITR filing is mandatory if your income exceeds ₹2.5 lakh (₹3L for seniors). Even if you have no tax liability, filing builds your financial credibility — required for visa applications, home loans, credit cards, and government tenders. Non-filing attracts penalties up to ₹5,000 under Section 234F, plus interest under 234A & 234B.
Complete GST registration, GSTR-1, GSTR-3B, GSTR-9 annual return filing. Reconciliation, GST notices, and GST appeals handled swiftly and efficiently.
GST registration is mandatory if your annual turnover exceeds ₹20 lakh (₹10 lakh for special category states) or if you supply goods/services interstate. Without registration, you cannot legally issue tax invoices, claim Input Tax Credit, or participate in B2B commerce. Late GSTR filings attract penalties of ₹50/day (NIL return: ₹20/day) plus 18% interest on tax due.
Business, personal, home, and commercial loans. Full documentation support and bank liaison for faster approvals and best loan terms. We also prepare your ITR and financial statements for loan eligibility.
Most loan rejections happen due to incomplete documentation or weak financial statements — not actual ineligibility. A professional advisor ensures your ITR, balance sheet, and financials reflect your true repayment capacity. We compare rates across multiple banks, prepare your complete file, and liaise directly — significantly improving approval chances and getting you the lowest rate available.
As a qualified Tax Advocate, Margesh A Shah personally represents clients before Income Tax Officers, GST authorities, CIT (Appeals), and appellate tribunals. All notices, assessments, and disputes handled.
A regular tax consultant can file your returns — but only a qualified Tax Advocate (LLB registered) can legally represent you in hearings. When you receive an income tax notice, GST demand, or scrutiny assessment, you need someone who can physically appear before the officer, argue your case, and protect you legally. An unrepresented response to a tax notice can become a ₹lakhs demand order. Proper advocacy prevents that.
Pvt. Ltd., LLP, OPC, and Proprietorship registration. ROC filings, name approval, MOA/AOA drafting, and post-incorporation compliance all handled end-to-end.
Operating as a registered entity (Pvt. Ltd. or LLP) provides limited liability protection — your personal assets are not at risk if the business faces losses or legal claims. Registered companies also gain access to formal bank credit, government tenders, investor funding, and carry greater credibility with clients. An LLP is ideal for professionals; Pvt. Ltd. for growth-oriented businesses.
TDS returns (24Q, 26Q, 27Q, 27EQ), TCS returns, Form 16/16A generation. Zero defaults. All TDS notices handled efficiently with zero penalty track record.
Any business making salary payments, contractor payments, rent, or professional fees above prescribed limits must deduct TDS and deposit it with the government. Failure to deduct or deposit TDS on time attracts interest at 1–1.5% per month plus a penalty equal to the TDS amount itself. Late filing of TDS returns attracts ₹200/day. This is one of the most heavily penalised compliance areas — expert handling is non-negotiable.
Systematic Tally-based bookkeeping, P&L statements, balance sheets, MIS reports, and bank reconciliation. Affordable monthly packages for small and medium businesses.
Businesses with annual turnover above ₹1 crore (or professionals above ₹50 lakh) must maintain books of accounts under Section 44AA. But even below these limits, proper bookkeeping is essential for loan applications, GST reconciliation, tax audits, and understanding your own business health. Disorganised books are the #1 reason for tax demand orders and loan rejections.
Strategic planning to legally minimise tax liability. Deductions under 80C, 80D, HRA, advance tax, capital gains planning — tailored for salaried, business, and corporate clients.
Tax planning is completely legal — it's the strategic use of provisions in the Income Tax Act to reduce your liability. Most salaried individuals only know about 80C. But there are 15+ deduction sections (80D, 80E, 80G, 80TTA, HRA, LTA, NPS under 80CCD) that can save ₹25,000–₹80,000+ annually. For businesses, proper depreciation, expense structuring, and entity choice can dramatically reduce effective tax rates — all legally.
Guided by purpose — empowering clients with knowledge, compliance, and confidence.
Practical guidance on taxes, GST, and financial compliance — by Tax Advocate Margesh A Shah.
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Whether it's your first GST filing, an income tax notice, a complex legal query, or a business loan — we make it simple and stress-free for you.
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| Saturday | 10:00 AM – 5:00 PM |
| Sunday | By Appointment Only |
| Public Holidays | Closed |
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Breakdown of principal and interest for each year of your loan tenure.
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